Specialist Private Credit Analysis
3 weeks ago
Bachelor of Business Administration (Management)
Nationality: Any Nationality
Vacancy: 1 Vacancy
Job DescriptionReports To: Head of Wealth Management & Private Credit Administration
Job Purpose: Manage and perform in-depth assessment of customers' financial positions and performance based on their financials to support credit appraisal/review, including equity valuations and investment lending.
Generic Accountabilities- Corporate Governance and Compliance: Work fully within risk policies, procedures, and compliance regulations to ensure all activities adhere to corporate governance and legal frameworks.
- Financial Analysis: Interpret and analyze financial statements supported by spreadsheets and other data to produce reports that aid decision-making.
- Credit Applications: Prepare credit applications by providing financial analysis reports conforming to CBK standards.
- Credit Committee: Support credit review processes by providing detailed financial information to credit committees.
- Information Gathering & Processing: Manage information collection and processing within the unit, engaging with business units for clarifications on financials.
- Credit Expertise: Provide financial review expertise and independent opinions on customer financials.
- Monitoring: Continuously monitor and review granted credit facilities to ensure thresholds are maintained.
- Education: Bachelor's Degree or equivalent certification/experience.
- Experience: Minimum 5 years in banking, with expertise in financial analysis, tools, techniques, and methodologies. CFA or CFA Level 1 & 2, FRM, CCM, or ACCM is recommended.
- Proven experience in financial analysis, handling financials, and providing high-quality credit analysis and advice.
- Stay updated on industry news, trends, and macroeconomic factors.
- Maintain and update credit files, follow up on facilities to ensure compliance with risk thresholds.
- Understanding of corporate banking products and credit processes.
- Expertise in accounting policies, standards, and financial analysis tools.
- Effective communication and writing skills.
Interview questions
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